Get more for your money 与我们的 leading CD rates.
Certificates of Deposit (cd) are not a one-size-fits-all savings option. You can choose from investments of various lengths, ranging from six months to five years. Although all of MECU's cd offer exceptional returns, you can often get a higher rate if you invest for a longer period.
| 帐项 | Annual Percentage Yield (APY) | 最低起存款额 |
|---|---|---|
| 零利率 | 3.15% | $500 † |
| 48-month | 3.15% | $500 † |
| 提供3年 | 3.25% | $500 † |
| 24个月 | 4.25% | $500 † |
| 18个月 | 3.50% | $500 † |
| 12个月 | 4.00% | $500 † |
| 九个月 | 4.50% | $500 † |
| 8个月* | 5.15% | $5,000 † |
| 6个月 | 4.75% | $500 † |
*Promotional Annual Percentage Yield (APY) of 5.15% effective as of June 22, 2023. 8-month CD rate is a limited time offer and available as Regular CD only. APY and promotion period are subject to change at any time without notice. A $5,000 minimum opening deposit of new money is required to earn interest and to obtain the promotional APY. One CD per member with maximum deposit allowed of $250,000. ($10,000 maximum for cd opened online through dirtcheaproofing.com.) New money is defined as money that has not been on deposit at MECU during the past 90 days. Transfers from existing MECU accounts will not be eligible for the promotional offer. At maturity, promotional CD term will renew to 九个月 CD term. A penalty will be imposed for early withdrawal before maturity. Fees could reduce earnings on the account. Advertised APY cannot be combined with any other offer. MECU membership eligibility required. Certain restrictions may apply. Subject to change without notice. 由NCUA联邦保险.
† Minimum balance in order to earn stated APY
成员ship eligibility required. Certain restrictions may apply. 由NCUA联邦保险.
| 帐户类型 | Annual Percentage Yield (APY) | 最低起存款额 |
|---|---|---|
| 11个月 | 3.75% | $5,000 |
成员ship eligibility required. Certain restrictions may apply. 由NCUA联邦保险.
* Early withdrawal penalty may be imposed for withdrawal of principal before the maturity date. Only one withdrawal without paying a penalty will be permitted with the SuperFlex CD; the balance remaining must be at least $1,000.
† Minimum balance to earn interest on SuperFlex CD is $1,000.
| 帐项 | Annual Percentage Yield (APY) | 最低起存款额 |
|---|---|---|
| 零利率 | 2.90% | $500 † |
| 48-month | 2.80% | $500 † |
| 提供3年 | 2.75% | $500 † |
| 24个月 | 2.50% | $500 † |
† Minimum balance in order to earn stated APY.
* Early withdrawal penalty may be imposed for withdrawal of principal before the maturity date.
**不包括Roth IRA
